The Borderless Account
Establish one account to send money, receive money and spend around the world at up to 8x cheaper than traditional banks. The borderless bank account is the first platform offering true multi-country banking to anyone who needs it, no matter where they live.
Receive Payments From 30+ Countries
With your borderless account you get instant international bank details to receive money from over 30 countries around the world with zero fees. This means you can choose to receive:
- Australian account number and BSB code
- British account number and sort code
- European IBAN
- US account number and routing number
- New Zealand account number
- More options will be released soon
Hold and Convert 40+ Currencies
You can hold over 40 currencies in your borderless account and switch between them in seconds — on the move, in the moment, or when the rate is right. You'll always get the real exchange rate and low, transparent fees.
Send Money to 50+ Countries
You can use money in your Borderless account to send to any one of the 50 + currencies.
Spend at The Real Exchange Rate
Spend the currencies in your account anywhere in the world with the debit Mastercard® . Receive low conversion fees, and zero transaction fees.
- Free to pay with currencies in your account
- Free ATM withdrawals up to £200 per 30 days
- Only pay a small conversion fee when you convert your money — typically between 0.35% and 1%
- Automatically convert your money at the real exchange rate
- Accepted anywhere in the world that accepts Mastercard
Financial Regulation
The borderless account is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
The debit Mastercard® is issued under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
Simple Online Set Up
Establish your account quickly and easily online. Contact PCS and confirm that you are interested in the Borderless Account. We will email you an detailed overview and the full terms & conditions.
Once you are ready to proceed simply complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.